Life insurance provides financial protection for your family in the event of your passing. Your beneficiaries will receive tax-free money ensuring security in a difficult time.

Modern life insurance can also include living benefits which gives you access to the death benefit while you are still alive for things like terminal illness, critical illness (stroke, heart attack, cancer, etc) & chronic illness (long term care)

Calculate Your Life Insurance Needs From LifeHappens.org

Life Happens is a nonprofit organization founded in 1994 by industry leaders who recognized the need to provide more people with educational information about life insurance and related products.

Life Happens’ mission is to educate consumers. We don’t sell anything, and we don’t endorse any particular insurance products or companies. As a nonprofit, you can be assured that the information we provide about the importance of life insurance, disability insurance, long-term care insurance and annuities in a sound financial plan is neutral and unbiased.